Why it exists
Buy-to-let decisions combine purchase taxes, operating costs, borrowing, income tax and a possible future sale. The calculator brings those moving parts into one place and shows how they affect cash flow and return on your own money.
Built for clarity
Plain-English guidance explains the figures without assuming property or finance expertise.
Assumptions stay visible
You can change the rent, costs, mortgage rate and individual forecast years.
Independent
No property is promoted and no mortgage or investment product is recommended.
What it is—and is not
It is an educational scenario tool for an initial sense-check. It is not a valuation, mortgage offer, tax return, financial recommendation or promise of future performance.
The figures are only as reliable as the assumptions entered. Before investing, confirm the property, finance, legal and tax position with appropriately qualified professionals.
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